Bankruptcy… by phone?

I was driving along last night and found myself stuck behind a city bus. There plastered across the backside of the busy was a full size ad by a law firm in town that is known to advertise heavily. It said,

“Bankruptcy By Phone! Zero down, low monthly payments, 24 hours a day!”

Honestly, I couldn’t believe it. No, I’m not surprised there is bankruptcy by phone, but to advertise it on the city bus, well, something about that just doesn’t seem right to me.

Unfortunately, in the current environment of higher unemployment bankruptcy will become a necessity for more and more. If you want to know more, here is an article that gives you an overview of the different types of bankruptcy and what you can do if you find yourself behind on your bills.