I don't do any formal New Year's resolutions, but nevertheless, January seems to be a time of moving forward with those nagging things that I've been meaning to get around to.

For me, it's going to the dentist. I just don't like to. Like it or not, I'll be going this month.

I realize some people feel the same way about financial stuff. So my question is, am I (not me literally - you know - any financial advisor) on your New Year's to do list?

If not, that's ok. There are four other New Year's resolutions on my 5 New Year's Resolutions list that come before calling a financial advisor.