Kiplinger is hosting their next Jump-Start Your Retirement Plan Days on February 7 and 12th.
They partner up with NAPFA, which is an association of fee-only financial advisors (meaning they do not sell any products that pay a commission), to get qualified financial professionals to answer your questions - for FREE. This year they have structured it as an online chat with different rooms for different topics.
This is a great way to get some of your more detailed questions answered!
Check it out at Jump Start Your Retirement Days 2013
(Author disclosure: I am a member of NAPFA.)