Articles Index
What Happens If You Earn More Than The Social Security Earnings Limit?
If you take social security benefits before full retirement age, and you earn income in excess of the annual earnings limit, your social security benefit will be reduced. Working while receiving Social Security benefits can catch you off guard if you don't know the rules.
6 Ways Financial Advisors Charge Fees
Financial advisor fees vary from advisor to advisor. Learn the six ways financial advisors charge fees and you can decide which way you think is best.
3 Things You Must Know Before You Buy Rental Property
Rental property can provide a stable source of income, but like any investment, you need to understand what you are getting into before you buy. Here are the three things to consider.
Are You About to Make One of These 6 Social Security Claiming Mistakes?
Social security claiming mistakes cost Americans billions. Avoid these costly mistakes and get more from your Social Security benefits.
Are You Making These 5 Mistakes When Buying Mutual Funds?
These 5 mutual fund buying mistakes will cost you money. Here's how to avoid them.
How to Reduce Taxable Income By Rearranging Investments
You may be able to rearrange your investments to reduce your taxable income.
Are You Using These 5 Rules To Avoid Bad Investments?
Five rules to use to help you avoid bad investments.
Family Inheritance - Inheritance Traps And How to Avoid Them
Inheriting money can be great! Make it even greater by avoiding these family inheritance mistakes.
Historical Bear Markets And Their Subsequent Recoveries
Learn the frequency of bear markets, and the nature and speed of their recoveries, and you'll be a better investor.
Taxation of Employee Stock Options
All employee stock options are not taxed alike. Tax rules that apply to non-qualified options are different than those that apply to incentive stock options. Here's a comparison.
4 Big Retirement Decisions - What To Know Before You Make Them
The transition to retirement can be scary. You have some big retirement decisions to make. Here's what you need to know before you make them.
Understanding Your Employee Stock Options
Employee stock option plans can put money in your pocket. If you are new to employee stock options, here are the basics.
5 Factors To Use in Deciding When to Exercise Stock Options
Here are five factors to use in deciding when to exercise employee stock options.
How Do I Get a Pension?
There are two ways to get a pension. You can create your own, or work for an employer who offers one. Here's how to get started down either path.
When ROTH IRA Withdrawals Are Tax Free And When They Are Not
There’s a mass of messy information out there about ROTH IRA withdrawals. I read through several leading articles, and the IRS website, and found little information the average person could decipher. So here’s the simple scoop about ROTH IRA distributions.
8 Questions To Ask About Your Annuity
You need to ask thorough questions about a potential annuity before you buy. Here are 8 questions to ask about your variable annuity.
Variable Annuity Compared to Index Funds
It is rare you will see an objective comparison of a high fee variable annuity to other lower cost alternatives. This analysis shows you how a variable annuity would have held up under various historical market conditions.
How to Begin Your Search for an Assisted Living Facility
Moving can be traumatic. If you need to move a loved one into an assisted living facility, ideally you only want to move them once. Here's how to begin your search to find the right place.
How to Pay for Assisted Living Costs
Many non-profit and state resources are available to help pay for assisted living care costs. Here are the best places to start your search for financial assistance.
You Don't Have to Be Sick to Use Your Long Term Care Insurance
Long term care insurance today is not so much about going to a home, instead it’s about staying in your home. Long term care insurance benefits may surprise you - you don't have to be sick to use them, and they may allow you to stay in your home longer.
How to Find Quality Elder Care for a Parent
Finding elder care for a loved one can be an emotional and challenging task. Here are some specific things you can do to find elder care you and your loved one will be happy with.
6 Steps To Develop A Medical Emergency Plan
In the case of a medical emergency, who would manage your household, pay your bills, feed the pets, etc.? How would they know what to do? Follow these six steps to develop a medical emergency plan. A medical emergency plan will help make sure decisions are made the way you would want them to be made in the event of a medical emergency.
The Repeal Of The Glass Steagall Act
A quote from a well read book written in 2002 said this, "The Glass-Steagall Act separated commercial and investment banking. This last statute has recently been repealed. Sooner or later, we will likely painfully relearn the reasons for its passage almost seven decades ago.”
8 IRA Rollover Frequently Asked Questions
An IRA rollover or IRA transfer is a tax-free transaction, if done correctly. Here are eight frequently asked questions about IRA rollovers. They'll explain what qualifies and what does not.
Spring Cleaning – 7 Tips to Get Your Financial House In Order
Spring is the perfect time to get your financial house in order. Here are seven spring cleaning tips to get you off to a fresh financial start.