Budgeting & Savings Tips For Ages 55+

The financial industry (banks, finance companies, loan operations) and the US Government are entities from which you need to protect yourself, for your entire adult life. Here's why.

A few simple lessons on savings and our whole country would be in great shape. It's common sense advice - we just have to use it! Help me spread the word on the three savings lessons below.

Holiday gift giving can wreak havoc on your budget… but not this year. Share the five ideas below with family and friends and you can all agree to start a new tradition, embrace the holiday spirit, and amazingly enough, spend wisely - all at the same time!

You all want to make smart decisions with your money. Until you've figured out how to budget and save, that's difficult to do. When you have a good handle on where your money goes, and how to save, you'll feel fantastic! Below are ideas, tips and worksheets to help you take control.

Cash reserves - those who have it do not sweat the little things.

Top 10 ways to get affordable health insurance with no job or little money.

There are 5 parts to your relationship with money. Make sure they're all healthy.

Internet banking can offer benefits such as high yield savings accounts. Find out what to look for and how to find the best savings accounts.

Investors often ask "What do I do with my cash when I'm in-between investments?" This article weighs the pros and cons of two of the most popular choices - certificates of deposit and money market accounts.

On a tight budget? Check out these 8 affordable retirement communities.

Love yourself with money? Some of you are already thinking "Yippee! Time for a spending spree!" Sorry to ruin the moment, but, really, that is not at all what I have in mind. Loving yourself is about making adult-like, responsible decisions. So, if you're ready to leave the quick-fixes behind and start loving you and your finances, here are four ways to get started.

Are you missing money? If you have moved a few times, chances are you could have unclaimed refund checks or deposits waiting out there for you. Here is how you go about finding missing money.

How can you quickly find the best local savings rates? This link allows you search for the best savings rates on CDs and money market accounts by city and state.

Whether it’s riding or writing, I know what I’m passionate about. My passions dictate how I spend my time, my money, and how I make numerous decisions in my life. A fancy car? No thanks, I need to haul a dirt bike trailer around. An expensive purse? Ha. I’d much rather put a new exhaust system on my bike. Staying healthy? Absolutely - because I...

One of the biggest mistakes an upcoming retiree makes? They don't know where their money goes. Use this retirement expense worksheet to figure out where your money goes. It will help you plan your retirement and monitor your expenses once you are retired.

Remember, in this great capitalistic country of ours, you can have anything you want but maybe not everything you want. How? By finding a financial path that is right for you, making financial choices that keep you on that path, and choosing to live with financial discipline.

There’s nothing wrong with driving used cars, especially ones that provide good gas mileage, reasonable repair costs, and excellent reliability. By getting the most out of my used vehicle, I’ve saved $60,000 over what others have spent.

There are an infinite number of small ways in which you can save money and stretch your income. In the long run, developing the discipline to consistently take advantage of small methods of saving and cutting costs will result in building real wealth. Here are a few ways to get started.

I got to thinking one day, if I could affect a permanent shift, any shift I wanted, in American’s thinking… what would it be, and how would I do it? Brainwashing, I determined, would be the only lasting and effective way to accomplish this. If I could brainwash Americans into achieving financial success, here are the five key things they would...

Want to create a bucket list, but feel like you don’t have the funds you need? Wait! That’s not what bucket lists are all about! They’re about possibilities and adventures. You can create a bucket list on a budget. Start with this list of free (or almost free) bucket list ideas.

People lose money when they move, change names or fill out a form with an error in their address. Millions of dollars are waiting to be claimed. Some of it might be yours. Here are seven ways to find unclaimed money that might be waiting for you.

Believe it or not, a retirement budget can lead to more fun in retirement. In addition, it can help you avoid one of the biggest mistakes people make in retirement.

Several of these ten ways to save money may surprise you. Why? Sometimes you can trick yourself into saving more by doing a few things that may seem unrelated to saving.

The fastest way to save more is to spend less, but that's not always as easy as it sounds. To learn how to immediately control spending, try a financial fast. I promise you it's effective.