Financial planning involves looking at your entire financial situation and laying out a plan to take you in the direction you want to go.
It involves looking at the type of mortgage you have (as well as all types of debt you may have), your insurance coverage, company benefits, family situation, career stability, spending habits, legal documents, retirement plans; basically anything that has to do with you and your money.
Investment advice is just one small piece of financial planning. It has to do with where you put your money; from picking funds inside your 401k plan to evaluating the risks of putting your money into a new business venture.
Just because someone offers financial planning does not mean they offer investment advice, or vice versa. Make sure you understand the difference before you search for the service you need.
