RMD calculations vary depending on whether you are taking a current required minimum distribution, a beneficiary distribution or projecting your future distributions. Pick the RMD calculator below based on what you need to estimate.
1. Planning for retirement? Use Vanguard’s RMD Calculator.
Planning for retirement? Use Vanguard’s RMD Calculator to estimate your future required minimum distributions. You estimate your rate of return and the calculator will project your required minimum distributions for all future years.
2. Already Age 70 or Older? Use FINRA's RMD Calculator.
Already age 70 or older? Use FINRA's Required Minimum Distribution Calculator to calculate your current year’s RMD.
3. Inherited an IRA? Use Bankrate’s RMD calculator.
Inherited an IRA? Use Bankrate’s RMD calculator to estimate your required minimum distributions as a beneficiary.

