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Long Term Care Insurance

Resources and research on long term care insurance to help you determine if you need it, how much you may need, and where and how to buy it.

Step by Step Guide to Long Term Care Insurance
A complete guide: from choosing your long term care policy to filing a claim.

You Don't Have To Be Sick To Use Long Term Care Benefits
Long term care insurance benefits may surprise you - you don't have to be sick to use it, it may allow you to stay in your home longer, and having it can reduce a great deal of family stress later in life.

3 Reasons You Would Buy Long Term Care Insurance
Why buy long term care insurance? The people who buy long term care insurance do so for the reasons below.

Are Your Long Term Care Premiums Tax Deductible?
All or a portion of your long term care insurance premiums may be tax deductible. It depends on how old you are, how much you pay, how you pay (as an individual or through your employer), and whether you itemize your deductions or not. You'll find a 2010 schedule here that provides all the details on your long term care insurance and any associated tax deductions.

Pros and Cons of Long Term Care Insurance
Is long term care insurance a wise purchase? You'll need to evaluate the pros and cons of long term care insurance to come up with your own answer. Here are five questions to ask to help you determine the pros and cons of long term care insurance.

What Are the Activities of Daily Living?
There are six activities of daily living that are used to evaluate your eligibility for long term care insurance benefits. Here is a list of what are commonly considered the activities of daily living.

3 Ways to Reduce Your Long Term Care Insurance Premiums
Below are three major factors that affect your long term care insurance premiums. By adjusting these factors you can reduce the cost of long term care insurance.

5 Rules to Find the Best Long Term Care Insurance for You
The best long term care insurance for you will not be the same as the best long term care insurance for your neighbor. To find the best long term care insurance for your needs, use the five rules below.

What is Long Term Care?
When you cannot take care of your own daily activities, like dressing, bathing, etc. for a prolonged period of time, you are then in need of long term care, which are services that assist with such activities.

The Long Term Care Insurance Decision - One Step at a Time
Looking for objective advice and information on long term care insurance from someone who has no incentives to sell it? That's me. I've written and compiled the articles below to help you. Read through them one at a time and you'll have the information you need to make the long term care insurance decision.

How Much Long Term Care Coverage Do You Need?
To determine the level of long term care coverage you may need, figure out how much income you have coming in on a daily basis, and how much of it would be available to meet long term care costs. Below is an example.

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