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The Long Term Care Insurance Decision - One Step at a Time

Objective Advice and Information on Long Term Care Insurance

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Looking for objective advice and information on long term care insurance from someone who has no incentives to sell it? That's me. I've written and compiled the articles below to help you. Read through them one at a time and you'll have the information you need to make the long term care insurance decision.

What is Long Term Care?

When you cannot take care of your own daily activities, like dressing, bathing, etc. for a prolonged period of time, you are then in need of long term care, which are services that assist with such activities. Decisions must be made about when you need care, and who pays for it.

Pros and Cons of Long Term Care Insurance

Is long term care insurance a wise purchase? You'll need to evaluate the pros and cons of long term care insurance to come up with your own answer. Here are five questions to ask to help you determine the pros and cons of long term care insurance.

3 Reasons You Would Buy Long Term Care Insurance

Why buy long term care insurance? The people who buy long term care insurance do so for the three reasons in this article.

Two Things That May Surprise You About Long Term Care Insurance

Retirees today are in the first generation where long term care is even an issue and many people have a misconception that long term care insurance is nursing home insurance, and that to use your benefits you must go to a facility. This is not true. Today, long term care insurance is not so much about going to a home, instead it’s about staying in your home, and maintaining your independence. This article has additional details on the two things about long term care insurance that may surprise you - in a good way.

Find the Best Long Term Care Insurance for You - 5 Rules to Follow

The best long term care insurance for you will not be the same as the best long term care insurance for your neighbor, just as the best car insurance for you is not the same as your neighbor's. To find the best long term care insurance for your needs, use the five rules in this article.

How Much Long Term Care Coverage Do You Need?

To determine the level of long term care coverage you may need, figure out how much income you have coming in on a daily basis, and how much of it would be available to meet long term care costs. This article provides a step by step example.

3 Ways to Reduce Your Long Term Care Insurance Premiums

This article explains the three major factors that affect your long term care insurance premiums. By adjusting these factors you can reduce the cost of long term care insurance.
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